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Sunday, May 2, 2021

Using Fraud Alert


Apart from taking advantage of the one year of free credit monitoring by Experian, those whose information was exposed by the Accellion/UC data breach can request a that a fraud alert be placed in your accounts. If you do, you will receive an acknowledgment as shown above. The alert tells anyone seeking information about you that your information is potentially compromised. You can also freeze your accounts at the three credit monitoring services. Taking these steps will make it more difficult for anyone to do such things such as open a credit card in your name. Of course, it will also be more difficult for you do do such thing. But if you're not in the midst of, say, obtaining a mortgage, these steps are worth considering. (You will have to go through the nuisance of unfreezing your accounts temporarily if you do something such as obtain a new credit card.)

A cautionary note, however: It turns out that even a frozen account is not quite frozen. See:

https://www.nytimes.com/2021/04/27/your-money/identity-theft-auto-insurance.html.

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