What to avoid

Some UCLA employees/retirees have been getting messages such as the one below. They could be dangerous scams. Avoid them. Don't click. Delete.

Each year, as an employee of University of California, Los Angeles you are eligible to schedule a phone call, teleconference, or in-person meeting off campus with a representative for answers to your specific state, federal and individual retirement benefit questions.
At your consultation you will be provided with information on what your expected income will be from UCRP when you retire, and how much longer you will have to work. You will also receive advice on the best ways to utilize your 401(a) options with your UCRP and/or Social Security benefits.
Please be sure to indicate which type of appointment you prefer (off-campus, phone call, or teleconference) in the notes section while scheduling. Please also include your direct cell phone number.
Appointments fill up quickly. Secure your spot by clicking on the link below or simply reply “yes” to this email.
[link]
All licensed representatives are not employees of the college or UCRP.

Because of the last sentence, the senders avoid legal penalties.