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Sunday, November 9, 2025

Reminder - Don't Choose What's Not on the Menu

We have already posted a cautionary note to UC retirees who are eligible for UC retiree health but apparently - as seemed likely - there has been some confusion among retirees concerning letters offering UCLA's new Medicare Advantage Plan.* So let's repeat the basics:

UCLA created a new Medicare Advantage Plan for LA County residents eligible for Medicare. A Medicare Advantage Plan takes the place of Medicare; it is not a supplement to Medicare. Thus, UCLA has entered the commercial marketplace of insurers offering this privatized version of Medicare.

UCLA's Medicare Advantage Plan is NOT on the menu for UC retirees who are under the UC retiree health plan. There are Medicare Advantage plans offered to UC retirees through UC retiree health, but NOT UCLA's. It is not on the menu.

There have been mass mailings advertising the UCLA plan and some have gone to UCLA retirees and dependents under the UC retiree health plan. Because the letters - three have appeared so far in my mailbox - look as if they might be part of open enrollment for UC retiree health (they have "UCLA Health" on the heading), they have the potential to be confused with the materials that are relevant choices in the UC retiree health offerings.

Were a UC retiree eligible for UC retiree health insurance mistakenly call the phone number listed on the mailers and try to enroll, it is not clear whether whoever answers the call would know that the caller should not enroll. Were such a mistaken enrollment to occur, it would cause all kinds of problems for the retiree.

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*https://uclafacultyassociation.blogspot.com/2025/10/dont-choose-whats-not-on-menu.html.

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NOTE: Some people who retire from UC are not eligible for UC retiree health. For example, someone who took the lump-sum pension option would not be eligible unless they were a dependent of someone who was eligible. Those non-eligible people could, of course, consider the UCLA plan among the other choices on the external commercial market.

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